If you’re a business owner looking for ways to generate additional income with little to no effort, partnering in an ATM surcharge revenue sharing program could be the perfect solution.
Surcharge revenue sharing is a simple yet highly effective model that allows you to earn a portion of every transaction completed on an ATM located at your business. Whether you run a gas station, convenience store, dispensary, or retail shop, hosting an ATM and sharing in the transaction revenue is a low-risk, high-reward opportunity.
Let’s break down how surcharge revenue sharing works—and how it can benefit you.
What Is ATM Surcharge Revenue Sharing?
ATM surcharge revenue sharing is a partnership model where a business allows an ATM company to install a machine at their location. In return, the business owner receives a percentage of each transaction fee (called a surcharge) charged to the ATM user.
For example:
If your ATM charges a $3.00 fee and your agreement includes a 50/50 split, you’ll earn $1.50 per transaction—without having to operate or maintain the machine yourself.
How the Revenue Sharing Process Works
ATM Installation: A provider installs a secure, EMV-compliant ATM at your business—usually at no cost to you.
Customer Use: Your customers withdraw cash, and a surcharge (typically $2.50–$3.50) is charged per transaction.
Revenue Split: The surcharge is split based on your agreement. Most businesses receive 20%–50% of the surcharge.
Monthly Payouts: You receive regular payments based on transaction volume and your percentage share.
Benefits of ATM Revenue Sharing for Businesses
Earn Passive Income
You profit from each transaction—without lifting a finger. The more foot traffic you have, the more you earn.
Increase Customer Spend
Most ATM users spend part of their cash on-site. This leads to higher in-store sales and customer retention.
No Investment or Maintenance
The ATM provider covers the costs of the machine, installation, maintenance, and compliance—while you share in the profits.
Offer Convenience
Providing easy access to cash adds value for your customers and can make your business a more attractive stop.
What Determines Your Surcharge Revenue Share?
The exact split depends on several factors, including:
Foot traffic and location quality
Whether you supply the cash for the ATM
If you own vs. lease the machine
Services handled by the ATM provider (e.g., maintenance, monitoring, cash loading)
In some models:
Full-service placements (provider handles everything): You get 20%–30%.
Cash-supplied partnerships (you load the ATM): You can earn 50%–100%.
Ownership model (you own the ATM): You keep 100% of the surcharge but are responsible for operation.
Industries That Benefit Most from Revenue Sharing
Businesses that see frequent foot traffic or cash-preferred transactions are ideal candidates, such as:
Convenience stores
Cannabis dispensaries
Liquor stores
Bars and nightclubs
Salons and barber shops
Vape shops
Laundromats
Independent retailers
Is ATM Surcharge Revenue Sharing Right for You?
If your business receives steady customer traffic and you want to add a hands-off income stream, then yes—revenue sharing is a smart, simple way to boost earnings.
Even low-to-moderate foot traffic locations can generate meaningful monthly income, especially when combined with the added benefit of increased in-store sales.
Start Earning with ATM Surcharge Revenue Sharing
We help businesses like yours turn foot traffic into passive monthly revenue with no upfront costs and no operational burden.
📞 Contact us today to learn more about our ATM revenue sharing programs.
✅ Free installation
✅ Transparent contracts
✅ Fast payouts
✅ Full-service maintenance included
Let’s help your location earn more—with no risk and no hassle.