As more business owners look for new ways to increase revenue without adding operational headaches, ATM leasing is becoming a popular option. Instead of purchasing a machine outright, leasing allows you to get a high-quality ATM installed in your location with minimal upfront cost.
If you’ve been searching for ATM leasing companies, you’re in the right place. In this guide, we’ll break down how ATM leasing works, the benefits, and what to look for when choosing the best provider for your business.
What Is ATM Leasing?
ATM leasing is a flexible, cost-effective solution for business owners who want the benefits of hosting an ATM—such as passive income and increased foot traffic—without the full responsibility or expense of owning the machine.
When you lease an ATM:
You pay a monthly or fixed-term fee to use the machine.
The ATM company handles maintenance, software updates, and often cash loading.
You still earn a portion of the surcharge revenue from each transaction.
Leasing is a great option for small to mid-sized businesses that want access to high-end ATM equipment with lower upfront costs.
Benefits of Leasing an ATM Machine
Partnering with the right ATM leasing company comes with several major advantages:
Low Startup Costs
Purchasing an ATM can cost $2,500 to $8,000 or more. Leasing requires little or no upfront investment, making it more accessible for small businesses.
Latest Equipment
ATM leasing companies typically offer modern, EMV-compliant, ADA-compliant machines with the latest features, ensuring your business stays current and secure.
Maintenance & Support Included
Most leasing agreements include full-service maintenance, technical support, and software upgrades—eliminating additional out-of-pocket expenses.
Consistent Revenue Stream
You’ll still earn from every transaction. Some providers offer flat lease options with 100% surcharge profits, while others offer revenue-sharing models.
Flexibility to Upgrade
As technology evolves, leased machines can be upgraded more easily than owned equipment—keeping your ATM up to date.
What to Look for in an ATM Leasing Company
When evaluating ATM leasing companies, consider the following key factors:
Transparent Pricing: Avoid companies with hidden fees or complex contract terms.
Flexible Lease Terms: Look for month-to-month or short-term contracts if you’re testing the waters.
Reputation & Reviews: Choose a provider with strong customer support and proven service.
Revenue Sharing Options: Ask about how surcharge revenue is split and if you keep 100%.
Included Services: Ensure your lease includes maintenance, cash loading (if needed), and tech support.
Top Industries That Benefit from ATM Leasing
Leasing is ideal for businesses with high foot traffic or cash-preferred customers. Top industries include:
Gas stations & convenience stores
Cannabis dispensaries
Liquor stores
Bars & nightclubs
Barbershops & salons
Retail stores
Check cashing or financial service businesses
Start Earning with a Leased ATM Today
If you’re a business owner ready to earn extra income, reduce card processing fees, and offer added convenience to your customers, working with one of the top ATM leasing companies is a smart, strategic move.
Contact Us to Lease an ATM for Your Business
We provide affordable ATM leasing options with:
No upfront cost
Flexible lease terms
Full maintenance & support
High-profit revenue sharing
📞 Get in touch today to schedule your free consultation and discover how easy it is to start generating passive income with a leased ATM.